Financial Education Services (FES) is a complete financial improvement resource with services that restore credit(Credit Restoration & UltraScore), build and establish credit, prevent identity theft (LifeLock), protect assets (MyCare Will & Living Trust), and protect your finances (FES Protection Plan) which includes our extraordinary DebtZero product that allows you to SAVE THOUSANDS with the most effective, most efficient debt pay off system available.
Please take note that FES is a non-profit (501-c3) organization listed on the Better Business Bureau. There are only three (3) legal entities that can provide credit restoration services and charge upfront fees and they are a bank, non-profit or a credit union. Any company whether a law firm or "credit repair" company that is not one of those legal entities and they charge customers upfront fees for the services they provide, they are operating illegally. This can be verified by going to the Federal Trade Commission (FTC) website at www.ftc.gov and upon doing your due diligence.
A unique benefit of our services is we keep our customers in "the know" by providing a web site as part of the service. I would like you to explore the company and the customer website customers will receive for $499. Review all the tabs (especially the "Our Services" and "Credit Education" tab) and all the educational information.
- Go to www.united-credit.org
- Go to Client Login (top right hand side of screen)
- Put in login information: Username: 999999999 Password: jdoe
After reviewing our website, I am sure you will agree that utilizing the program will help both you individually &/or your business. To help ensure good results for your business and your clients:
- We also have an Affiliate program that will allow you to become a business partner and have a Credit Restoration Department within your current company and earn commissions for every customer you enroll, or you can refer potential customers to us for additional & residual income stream. The customer's progress can be monitored so you will know when they are ready to begin the mortgage and/or home buying process or just to see improvement.
- We also hold training sessions to show our new partners (distributors) and others how to enroll customers and utilize the website and customer progress report. We will also have someone assigned to run the credit restoration side of your business for you, at your option.
- There are so many additional benefits that we offer.
Credit Restoration Product
We look to partner with financial planners, Realtors, real estate investors, auto dealers & mortgage companies with our Credit Restoration Service because of the large number of leads they receive each day and the high percentage of people that are turned away due to credit issues. By establishing a business relationship with them we achieve a win-win scenario for everyone.
If you wish to partner with us we will show you how Credit Restoration will generate revenue for you. You will benefit by utilizing Credit Restoration in your business and we can help you overcome the obstacles faced in finding qualified borrowers and/or home buyers or just to help those in need of our services:
- Our service is unique, including the five dispute cycles, online progress report and reminder letters.
- In many cases, 30 to 40% of the negative items will normally be corrected or deleted within the first 6 to 7 weeks, often raising a borrower's score enough to bring them out of the sub-prime category and reducing their interest rate.
- Our program differs from the re-score program that mortgage companies often use and is a more efficient way to help you close loans, sometimes within 6 to 8 weeks.
- Using Credit Restoration is also an effective way for you to recover money invested in pulling credit reports and to revive potential borrowers that would otherwise have been lost because of their credit issues.
What is Ultra ScoreTM?
Ultra ScoreTM provides the tools necessary to help anyone understand the credit scoring system and how it impacts their financial health and freedom.
Ultra ScoreTM offers:
- Comprehensive analysis of the positive and negative items impacting the client's credit score
- Personalized action plan to improve the client's credit file for your immediate and long-term goals
- Customized recommendations to build and maintain good credit
What it offers...
Ultra ScoreTM breaks down the five key components of the client's credit score and provides the client with a customized credit file analysis of the negative and positive factors affecting their credit score. This includes:
- The client's buying and bill paying habits
- The length of their credit history
- The amount of debt they owe versus available credit
- How much new credit they are applying for
- Recommendations on past due accounts
Although Ultra ScoreTM has been designed to enhance and maximize a client's credit score; it is not a substitute for credit restoration. Ultra ScoreTM will not remove inaccurate, obsolete or erroneous information from a client's credit report.
What is Life Lock?
Life Lock, the industry leader in proactive identity theft protection, offers a proven solution that prevents your identity from being stolen before it happens. Life Lock will protect your identity and personal information for only $99 - and the service is guaranteed up to $1,000,000. Life Lock also offers an identity theft and child protection program, so guarantee your security today and enroll now.
What separates us from other Credit Restoration companies?
- Our customers are able to view their online progress reports 24/7 and see the status of all accounts we are working on. Customers can view their progress report within 72 hours of the arrival of their enrollment form to our Processing Center.
- Customer Service is available Monday through Friday from 9:00 AM to 5:00 PM, EST at 248-848-9065.
- We communicate with our customers with a 10-Day Letter to follow-up with customers after initial disputes are sent and with letters every 45 days to remind customers to continue sending all correspondence from the Credit Reporting Agencies to our Processing Center.
- We offer a money back guarantee if the customer is not satisfied with their service after six months. They may receive a refund less a $125.00 set-up fee and $25.00 per negative item removed or corrected during the process.
- We offer an Auto Loan Program that could help reduce debt ratios for borrowers by refinancing their high interest auto loans.
Legitimacy of Our Company
- We members of the Better Business Bureau with an A rating and you can see our status on our Web site at www.united-credit.org.
- Although exact profit margins are not made public (as we are not a publicly traded company yet), we are profitable and are completely debt free.
- Our staff consists of a team of professionals with more than 15 years of combined experience in this business.
- We have grown every year since we started and we have maintained all of our original staff (no turn over).
I look forward to seeing you on December 6th, Wayne County Community College Eastern Campus Cooper Room 5901 Conner St Detroit, MI, 48213, should you have any additional questions or concerns or would like more information on our services please do not hesitate to contact me. Until then, I remain,
William Moore
Netwealth Partners, LLC
Financial & Wellness Solutions
1375 Broadway, Fl 3
New York, NY 10018
O (646) 278-6724
C (917) 407-9209
F (866) 268-9238
www.vrtmg.com
www.netwealthpartners.com
Creating Netwealth through Building Networks
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